what to be aware of when divorcing your spouse
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what to be aware of when divorcing your spouse

Every marriage is not meant to last forever. No matter what the reasoning behind the divorce, it is important to have legal representation for each side. I almost lost everything because my former spouse said that he was taking care of things and that he would be fair about how the assets were divided. It took several weeks for me to find out what he was up to. It was then that I hired my own attorney and got what I deserved. You should never attempt to go through a divorce without a lawyer working on your side. On my site, I have listed several of the issues that can get overlooked if you are inexperienced with divorce documents and proceedings.


what to be aware of when divorcing your spouse

Involved In A Multi-Vehicle Pile Up? What To Know About Fault And Compensation

Joy Johnson

With dangerous winter weather conditions causing some very dangerous multi-vehicle pile ups, it may leave you wondering how you would handle this situation if you were involved in one. After all, auto insurance policies use fault to determine what part of your auto insurance policy you use, and if you need to use your own insurance or file a claim against someone else's. Here are some things to know about fault and receiving compensation in a multi-vehicle pile up.

You Do Not Need To Start A Personal Investigation

Know that a multi-vehicle pile up is not necessarily going to be on you to determine who is at fault for causing the accident. There will likely be a large investigation to determine which driver was ultimately at fault for causing the initial accident in the first place. As odd this may seem, the end result is that the entire accident may be blamed on a single driver. 

You May Not Be Able To Make A Claim Against The Responsible Driver

The problem with these types of accidents, where all the fault may fall on one or two drivers, is getting compensation for your vehicle damage and personal injuries. That is because policy limits will limit how much the insurance company of the responsible driver will pay out, and there is simply not enough money to go around to all drivers involved. This leaves you in a unique situation where you must use an under-insured and uninsured auto insurance policy so that you can recover damages from your own insurance company.

You May Not Be Found At Fault At All

It is typical for you to be at fault for causing an accident if you hit another vehicle. However, a pile up can cause a unique situation where your vehicle is pushed into another vehicle, even if you were at a complete stop. This means that you would not be found at fault for hitting the vehicle in front of you.

You Will Likely Need A Lawyer

The complex nature of a multi-vehicle pile up means that insurance companies are going to be adverse and try not to pay out the compensation that you are owed. It is best to work with an auto accident lawyer that can fight on your behalf and ensure you are compensated in the end. The cost can be worth it if your insurance company is trying to deny your claim and you have no means to repair your vehicle or pay for injury related hospital bills.