Every marriage is not meant to last forever. No matter what the reasoning behind the divorce, it is important to have legal representation for each side. I almost lost everything because my former spouse said that he was taking care of things and that he would be fair about how the assets were divided. It took several weeks for me to find out what he was up to. It was then that I hired my own attorney and got what I deserved. You should never attempt to go through a divorce without a lawyer working on your side. On my site, I have listed several of the issues that can get overlooked if you are inexperienced with divorce documents and proceedings.
Joy Johnson
Workers compensation is an insurance employers purchase to keep from getting sued and to protect injured employees. This insurance compensates the employee for many bills collected during his/her treatment of the workplace injury including medical bills and lost wages.
Medical Expenses
When an employee is injured on the job, he or she must see a medical doctor as soon as possible to verify that there, in fact, is an injury and that without a shadow of doubt it was caused by performing his/her job duties. Often there will also be drug testing administered to ensure that the employee was not under the influence of drugs or alcohol when the incident occurred. Instruction of proper treatment will be prescribed and must be followed by the employee to ensure the employee receives worker's compensation. If it is determined that the injury was work-related and as not the result of being intoxicated, the employee will be reimbursed for any medical bills or expenses endured.
In addition to medical bills, worker's compensation is intended to cover all medical related expenses including prescriptions and medical equipment. This includes, but is not limited to, walkers and wheelchairs.
Lost Wages and Legal Fees
Workers compensation also covers a portion of the injured employee's salary while they are not able to work because of the injury. Each state has a different percentage of the salary that must be handed over. The employee should check with their employer and or a workers compensation lawyer to be sure to understand what he/she is entitled to. If, for example, the employee uses their vehicle to conduct their job duties and is injured during transport, the other vehicle, business owner, or pedestrian can attempt to sue the employee. Workers compensation will cover those lawsuits as well. This is true regardless of if the accident was or was not the employee's fault. The only exception – again – would be if the employee was intoxicated at the time.
The key thing to keep in mind is worker's compensation benefits was never intended to replace a person's income. In fact, when it comes to lost wages, it only covers a certain percentage of the lost wages. The purpose of worker's compensation was to protect employee's from unplanned medical expenses and to protect the employer from being sued. Weaving your way through worker's compensation laws can be confusing, just remember to talk to an attorney to make sure you know what the local laws are.